BIG CORPORATIONS IN AMERICA SPEND BILLIONS OF DOLLARS EVERY YEAR ON MARKETING CAMPAIGNS, ALL IN AN EFFORT TO CONVINCE MORE AMERICANS TO BUY, BUY & BUY MORE STUFF!
“Don’t concern yourself with the fact that you cannot afford to buy more stuff, just load up on your credit cards and make small payments every month!”
Now… before you go on and take that last sentence as serious advice, let me say this… if you are choosing to flash your credit card to buy more stuff, any kind of stuff, and you are unable, by the end of the current month, to PAY-IN-FULL for your stuff, you are making a foolish decision.
Just to be clear, credit is not a bad thing, but credit can be a dangerous thing if you do not know how to strategically use credit.
When you max-out your credit card and cannot afford to pay your monthly statement in full by the end of the month, you have just willingly given-up a piece of your FREEDOM to the credit card company, not to mention the additional interest payments you are required to pay.
You see, most credit card holders make an honest attempt to pay their credit cards in full every month to avoid paying high interest rates, unfortunately, things happen.
So many unexpected things can go wrong in our lives that catch us off guard, such as lay-offs or cut-backs at work, emergency home repairs, children get sick, YOU get sick!
After just a few short months, many credit card holders begin to realize that they cannot even afford to make the small monthly credit card payments, and they find themselves struggling to make ends meet because they are FAT WITH OUTSTANDING CREDIT.
BIG CORPORATE BUSINESS has convinced people that ‘credit cards allow you to enjoy the things you want now, by making small monthly payments, with a little bit of interest, of course’.
That was NOT how credit was meant to work in this American Society.
Credit and Credit Cards were meant to be a convenient method for financially-established-individuals to make large purchases, so as not to carry around lots of cash in their wallet or purse.
Credit Cards were never meant to be a supplement to your income.
Somehow, credit cards have seeped into every Americans day-to-day business. So much so, that many Americans are drowning in debt.
America is in a highly precarious financial position, not to mention individual Americans.
If you find yourself up-to-your-neck-in-debt, please, do all that you can to make some extra cash to eliminate your debt, whether by working overtime, getting a part-time job, cutting grass, or by any other legal means.
The longer you remain FAT WITH OUTSTANDING CREDIT, the longer you will remain A SAVE TO YOUR DEBT, and the longer you remain A SLAVE TO YOUR DEBT, the less you will truly enjoy the Freedom your Creator has granted you.
